Privacy Policy

1. Introduction

Welcome to AI Content Lab, operated by themoneylancer ("we", "us", "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By accessing our platform or completing a purchase, you agree to the terms described in this policy. If you do not agree, please discontinue use of our services.

2. Information We Collect

We collect information that you voluntarily provide to us and information that is automatically collected when you use our platform.

• Personal Identification: Name, email address, phone number when you register or make a purchase.
• Payment Information: Billing details processed securely via Razorpay. We do not store card numbers or CVV on our servers.
• Usage Data: Pages visited, time spent, browser type, IP address, and device information collected automatically.
• Communications: Any messages you send us via email or support channels.

3. How We Use Your Information

We use the information we collect to:

• Process your subscription and grant access to AI Content Lab on Skool.
• Send transactional emails (receipts, access confirmations, billing updates).
• Communicate product updates, new modules, and community announcements.
• Improve our website, content, and services based on usage patterns.
• Respond to your queries and provide customer support.
• Comply with legal obligations.

4. Sharing of Information

We do not sell, trade, or rent your personal information to third parties. We may share data with:

• Razorpay: To process subscription payments securely.
• Skool: To provision your community access after payment.
• Email providers: To send you transactional and marketing communications.
• Analytics tools: Anonymous, aggregated usage data only.
• Legal authorities: If required by law, court order, or governmental regulation.

5. Cookies & Tracking

We use cookies and similar tracking technologies to enhance your experience on our website. These include:

• Essential cookies: Required for the website to function correctly.
• Analytics cookies: Help us understand how visitors interact with our site.
• Preference cookies: Remember your settings and preferences.

You may disable cookies in your browser settings. Note that some features of the website may not function correctly if cookies are disabled.

6. Data Retention

We retain your personal data for as long as your subscription is active, and for up to 3 years thereafter for legal and accounting purposes. You may request deletion of your data at any time by contacting us at hello@clipsby.com.

7. Data Security

We implement industry-standard security measures to protect your personal information, including SSL encryption, secure payment processing via Razorpay, and restricted access to stored data. However, no method of transmission over the internet is 100% secure. We encourage you to use a strong, unique password for your account.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to access the data we hold about you.
• Right to correct inaccurate or incomplete data.
• Right to request deletion of your data ("right to be forgotten").
• Right to object to or restrict certain processing.
• Right to data portability.

To exercise any of these rights, email us at hello@clipsby.com with the subject line "Data Request".

9. Third-Party Links

Our website may contain links to third-party websites (Skool, Razorpay, etc.). We are not responsible for the privacy practices of those sites and encourage you to review their respective privacy policies.

10. Children's Privacy

AI Content Lab is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected data from someone under 18, we will delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of our services after changes constitutes acceptance of the updated policy.

12. Contact Us